Jason Buss | Belleville Real Estate, Swansea Real Estate, Freeburg Real Estate, Shiloh Real Estate


Many homebuyers face an interesting dilemma. On one hand, a broad array of houses is available nationwide, making it easy to find a great residence just about anywhere. Conversely, the housing market remains fierce, and a homebuyer who fails to submit the right offer at the right time may miss out on the opportunity to acquire his or her dream residence.

Ultimately, homebuyers must be ready to submit a fair offer on a house at any time. And even though you may be tempted to submit a proposal that exceeds a home seller's asking price to secure your ideal house, you should try to do everything you can to avoid overspending.

Lucky for you, we're here to teach you the ins and outs of making a reasonable offer on a home. Here are three tips to ensure you can avoid spending too much for a house.

1. Know What to Look for in Your Dream House

The definition of a "dream house" may vary from homebuyer to homebuyer. If you consider exactly what you'd like to find in your ideal home, you'll be able to browse the real estate market accordingly.

Although many great houses are readily available, it is important to keep in mind that no residence is perfect. As such, you should establish lists of must-haves and wants for your dream home and set realistic expectations. This will allow you to compare and contrast homes against your lists, find a residence that meets your expectations and remain calm, cool and collected as you prepare to submit an offer on a home.

2. Get a Mortgage in Advance

Homebuyers can get pre-approved for a mortgage and create a budget before they embark on a search for their dream home.

Getting pre-approved for a mortgage will require you to meet with banks and credit unions and assess all of the mortgage options at your disposal. In addition, lenders may be able to offer a variety of financing options based on your credit score, annual income and other economic factors.

With a mortgage in hand, you can explore the real estate market and find homes that fall within your price range. Therefore, if you get pre-approved for a mortgage, you may be better equipped to accelerate the homebuying process and avoid overspending on a house.

3. Choose the Right Real Estate Agent

Your real estate agent may make or break your home search. And with the right real estate agent at your side, you should have no trouble finding your dream home in any real estate market.

Your real estate agent is happy to provide tips to ensure you can submit a fair offer on any residence. That way, you can avoid the risk of overspending and improve your chances of acquiring your dream home at a reasonable price.

Hire a real estate agent who possesses comprehensive expertise and great people skills. By doing so, you can work with a real estate professional who can help you acquire your ideal home in no time at all.


300 North Charles Street, Belleville, IL 62220  

Residential
$74,900
Price
8
Total Rooms
3
Bedrooms
4/3
Full/Half Baths
The possibilities are endless! Here is your chance to live in a great loft space and have your business or office on the first floor. The big bonus is the sturdy large garage that is included. This building has gone through some big updates/upgrades but still need you to put your final touches on it. Second floor loft has separate electric meter, first floor and garage on second meter. Updates in the last year include: new roof on building and garage, exterior paint, commercial garage door, AAA coated windows in loft apartment, front door and glass panels on commercial space, storm door on loft apartment, some new drywall/plaster upstairs and on first floor, bathroom fixtures first floor, gutters on garage, furnace ready to be installed by new owner. Kitchen & baths are gutted. Located near downtown Belleville and minutes to SAFB. Building is being sold As Is, seller will do no inspections or repairs. All info including, sq ftg, lot size, school district, etc. to be verified by buyer.


901 West Main Street, Belleville, IL 62220  

Residential
$69,900
Price
7
Total Rooms
3
Bedrooms
2
Baths
Here is a great chance to buy a centrally located property that is zoned residential or commercial. This home is currently being used as a law office but could easily be a hair salon, office of any type, retail, or residential. The home consist of 3 bedrooms and 2 full baths with an unfinished basement and renovated over-sized one car garage with opener. The basement could be finished for additional square footage and plenty of storage in the large attic. The kitchen area does not have appliances or cabinets but all the outlets, etc are there. You will find many updates including all electric, plumbing, bathrooms, and flooring approximately 5-6 years old, roof is around 10 years old, and a/c is 5 years old. New window treatments and newer thermopane windows, gutter guards, porch, sidewalks, patio, concrete stairs from cellar door, cellar door, and new drainage tile in the concrete walkway leading to the street to remedy any water issues in the rear of the building.


9314 Circle Drive, Belleville, IL 62223  

Residential
$89,900
Price
11
Total Rooms
3
Bedrooms
2
Baths
You will love the original characteristics of this spacious Cottage with walkout basement. The original hardwoods, fireplace, and arched doorways give this home such a good feeling. The master bedroom on the second floor is huge and has a great walk-in closet. All appliances stay including a new 50" tv. You will love the sunroom, it is great addition to this home. The full mostly finished walkout basement has a large laundry room with exterior french doors that could easily double as a bedroom. The 25' x 18' family room in the basement could be divided and a fourth or fifth bedroom can be added. The lower level has a convenient full bath along with a storage area. Both the laundry room/bedroom and the family room have their own gas wall heater so it is easy to control utility usage and both areas have exterior doors. Quiet dead end street in the Signal Hill school district. All information including square footage, lot size, school district, etc. to be verified by buyer.


A home appraisal enables a seller to learn about the value of his or her house relative to the current housing market. As such, an appraisal represents an important opportunity, particularly for a seller who wants to maximize the profits from his or her home sale.

Ultimately, it helps to plan ahead for a home appraisal. If you prepare for an appraisal, you can use the appraisal results to achieve your home selling goals in no time at all.

Let's take a look at three tips to help you get ready to perform a home appraisal.

1. Learn About Your Home's Strengths and Weaknesses

What you initially paid for your house is unlikely to match the current value of your residence. Fortunately, if you understand your house's strengths and weaknesses, you can prioritize home improvements and complete these upgrades. As a result, you may be able to boost your chances of receiving a favorable property valuation during a home appraisal.

Also, it may be beneficial to conduct a home inspection before you schedule an appraisal. That way, you can use the inspection results to determine which areas of your house need to be upgraded.

2. Assess the Housing Market

The present real estate sector will impact the valuation of your house. To establish realistic expectations for a home appraisal, it often helps to analyze the current housing market.

If homes are selling quickly, this likely indicates that a seller's market is in place. This market favors sellers and may enable you to receive plenty of offers if you establish a competitive price for your home.

Comparatively, if homes linger on the real estate market for many days, weeks or months, a buyer's market may be in place. In this market, you may need to set an aggressive price to help your residence stand out to potential buyers.

3. Consult with a Real Estate Agent

A home appraisal is an important part of the home selling journey. And if you collaborate with a real estate agent, you can work with a home selling expert who can help you maximize your property valuation during an appraisal.

With a real estate agent at your side, you can receive comprehensive support throughout the home selling journey. A real estate agent can put you in touch with the top home appraisers in your city or town. Furthermore, a real estate agent can help you determine how to price your house to ensure you can stir up significant interest in your residence.

A real estate agent also is happy to help you review any offers on your home. If you're unsure about whether to accept, reject or counter a homebuying proposal, a real estate agent can help you weigh the pros and cons of each option.

Ready to conduct a home appraisal? Use the aforementioned tips, and you can perform a home appraisal before you add your residence to the housing market.